Help & Glossary
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F
Fair Credit Billing Act - Established procedure consumers can use to resolve credit account billing errors.
Fair Credit Reporting Act - Governs all granters of consumer credit and all local retail credit bureaus.
Fair Market Value - See Actual Cash Value.
fdba - Formerly doing business as.
Fee - Any charge for services rendered.
Fiduciary - A trust relationship of one person acting on behalf of another.
Field Call - Slang sometimes used to describe a lender sending an adjustor to make contact with the debtor at the debtor's location. This can be for the purpose of collecting money or simply asking him to get in touch with the lender.
Finance Charge - Total of all costs the customer must pay for obtaining credit.
Financial Statement - A complete summary of what a person or company owns and owes.
Flake - A common slang expression used to describe an unreliable payer.
Flat-Bed - A type of tow truck which provides a flat surface for the towed vehicle to ride on without touching the roadway.
Floor Price - The lowest acceptable purchase price, set by the seller, for the sale of something.
Foreclose - To end someone's right to property because of their failure to perform the terms of the contract.
Forfeit - To lose a right to something due to some failure.
Forgery - Altering or faking a document for the purpose of fraud.
Fraud - Cheating someone by using deceit or trickery.
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